2nd Mortgage
A Sound Community Bank second mortgage fixed rate loan allows you to use your home as collateral. Borrow amounts range from $5,000 to $100,000 and we will lend up to 100% of the appraised value, less the first mortgage balance. Look forward to predictable payments! Because you have a fixed rate, they stay same each month.
Manufactured Home Mortgage
Sound Community Bank offers several benefits to you if you decide to purchase a manufactured home. A lower interest rate applies if payments are transferred from Sound Community Bank checking account (available only on fixed rate products). No pre-payment penalties allows pre-payment to reduce interest costs and the interest you pay on your mortgage is tax deductible in many cases.