Today's Rates
| LOAN PRODUCT | TERMS | RATE |
| NEW CARS | 0-35 MO | 5.75% |
| 36-47 MO | 6.00% | |
| 48-59 MO | 6.25% | |
| 60-72 MO | 6.75% |
*MINIMUM LOAN AMOUNT $15,000 FOR TERM OVER 72 MONTHS.
100% FINANCING AVAILABLE
| LOAN PRODUCT | TERMS | RATE |
| USED CARS | 30-35 MO | 5.75% |
| 36-47 MO | 6.00% | |
| 48-59 MO | 6.25% | |
| 60-72 MO | 6.75% |
*MINIMUM LOAN AMOUNT $15,000 FOR TERM OVER 72 MONTHS.
NADA BOOK VALUE OR PURCHASE PRICE, WHICHEVER IS LESS.
100% FINANCING AVAILABLE
| LOAN PRODUCT | TERMS | RATE |
| NEW AND USED BOATS | 0-59 MO | 7.50% |
| 60-119 MO | 7.75% | |
| 120-180 MO | 8.00% |
*10% DOWN MINIMUM LOAN AMOUNT OVER 60 MONTHS.
MINIMUM LOAN AMOUNT $50,000 FOR 240 MONTH TERM
| LOAN PRODUCT | TERMS | RATE |
| NEW AND USED RV'S | 0-59 MO | 8.00% |
| 60-119 MO | 8.25% | |
| 120-180 MO | 8.50% |
*10% DOWN MINIMUM LOAN AMOUNT
$15,000 FOR TERM OVER 60 MONTHS
MINIMUM LOAN AMOUNT $50,000 FOR 240 MONTH TERM
| LOAN PRODUCT | TERMS | RATE |
| OTHER SECURED | VARY | 10.75% |
*10% DOWN (Includes motorcycles, jet skis, ATVs, snowmobiles)
| LOAN PRODUCT | TERMS | RATE |
| UNSECURED LOANS | 0-48 MO | 11.99% |
| LOAN PRODUCT | TERMS | RATE | ADDITIONAL INFORMATION |
| SECOND MORTGAGES | 12-83 MO | 6.75% | 80% LTV |
| 84-119 MO | 7.25% | 80% LTV | |
| 120-179 MO | 7.50% | 80% LTV | |
| 180-240 MO | 7.75% | 80% LTV |
| HOME EQUITY LINE OF CREDIT | VARY | As low as 6.00% |
| LOAN PRODUCT | TERMS | RATE/APR* |
| MANUFACTURED HOMES | 0-71 MO | 6.75%/7.11% |
| 72-119 MO | 7.75%/7.98% | |
| 120-179 MO | 8.50%/8.67% | |
| 180-240 MO | 8.75%/8.89% |
NEW: 20% DOWN, 1% LOAN FEE
USED: 10% DOWN, 1% LOAN FEE
PREFERRED LINE OF CREDIT - RATES AS LOW AS 11.00%
PLATINUM REWARDS AND CLASSIC REWARDS VISA AVAILABLE UPON CREDIT APPROVAL
Rates and terms may vary subject to credit quality and are subject to credit qualification.
Rates quoted are based on automatic transfer from a Sound Community Bank checking account, without automatic transfer add .50%
$45.00 loan fee on private party secured loans.
All consumer loans less than $2,500 are subject to the unsecured loan rate.
*APR (Annual Percentage Rate) is based on a $25,000 loan amount.
Sound Community Bank offers First Mortgage Loans for Purchase Or Refinance. This includes First time Buyer Programs. We also offer Fixed and Variable Rate Mortgage Loans. Sound Community Bank has Zero Down Programs with up to 103% Financing. We also do Mortgage Loans for Rental Properties. Call and ask for a Loan Officer today.
Because of the nature of the financial markets, these rates are subject to change.
