Loan options
New, Used and Classic Auto Loans
Apply for a Sound Community Bank low-cost, secured auto loan today. Payments may be made conveniently by payroll deduction, automatic transfer, 24 Hour Telephone Banker, bank by mail, or bill payer. Secure a competive rate and now exactly what you can afford to buy by getting pre-approved.
- Up to 100% financing available*, including tax and license
- Save money: No pre-payment penalties
- Flexible terms
- Mechanical Breakdown & Guaranteed Auto Replacement (GAP**) coverage available
* 100% financing available for Classic Auto Loans as long as the total does not exceed the high book value.
**GAP is the same type of insurance that the dealerships offer - only we charge much less.
New and Used Boat Loans
Dreaming of a new boat? With a Sound Community Bank low-cost, secured Boat Loan payments may be made conveniently thru Direct Deposit, Automatic Transfer, 24 Hour Telephone Banker and Bill Payer. Qualify for a lower rate of interest if payments transfer from Sound Community Bank Checking Account! For more information speak to a Loan Officer and apply today!*Sound Community Bank may finance up to 80% of purchase price, or NADA Book Value including tax and license.
Other Consumer Loans
Looking for the perfect loan for a motorcycle, RV or Mobile home? Sound Community Bank finances up to 90% for all of these types of loans. We also offer unsecured loans to help you tackle one time expenses, as well as various lines of credit such as overdraft, preferred or VISA.
Additional Services
Working Wheels
A new non-profit program, Working Wheels sells used cars at an economical price to individuals who experience work related transportation difficulties. Sound Community Bank provides car loans to Working Wheels candidates and is just one example of our community support. Working Wheels is the leading prototype for other U.S. cities in providing reliable automobile transportation to citizens.Auto Transfer
With Auto Funds Transfers, you can automatically transfer from one account to another, based on your pre-authorized instructions. This service is great for automating your loan payments from your checking or savings account, or setting up a way to save systematically for that special event or purchase.Direct Deposit
Direct Deposit allows your monthly Social Security or other types of checks to come directly to your account at the bank. No need to worry about a check lost in the mail or the hassle of bringing in your deposit. The funds are automatically deposited on the date it is due, and can be easily verified with a phone call to either our 24 hour telephone banker or one of our branch offices.*Sound Community Bank offers Direct Deposit and Auto Transfer services without charge.
Accidental Death & Dismemberment Insurance
Sound Community Bank offers a program that provides insurance for clients in the event of accidental dismemberment or for the client's dependents in the event of accidental death. Each client receives $1,000 of coverage free, but enrollment is required. Additional insurance may be purchased at reasonable rates, with the monthly premium automatically deducted from your account.Credit Life & Disability Insurance
There are plenty of misunderstandings about insurance in general and credit insurance in particular. Here are the basics--answers to some key questions on what, why, and how:Questions on insurace? We can help!
To obtain any of these products simply call us at 800-458-5585, email us or visit one of our branch locations.
