Loans & Credit

Home Mortgage Loans
Our competitive financing rates and flexible term options make it easy to get the loan you need. Finding the perfect house is the only hard part!
- Fixed and adjustable rates
- No hidden or junk fees
- Jumbo loans available
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Floating Home Loans
Living in a house floating on the water may sound like a dream, but it doesn't have to be. We can offer you the financing you need.
- Competitive rates
- Free 30-day rate locks
- Local decisions and underwriting
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Personal Loans
At Sound Community Bank, you won't just benefit from our affordable rates and quick decisions. You'll also appreciate our commitment to superior service.
- Financing for most needs
- Secured and unsecured options
- Lines of credit available
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Auto Loans
Whether you're looking for a fast car or a reliable one, we offer loans that meet your needs...including being both of those things!
- Competitive rates
- No pre-payment penalties
- Free automatic payment transfers
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Boat Loans
We live so close to the water, you've got to get out and enjoy it! Come to us to get the loan you need to buy the boat you want.
Financing up to 80% of purchase price
- Competitive rates
- No pre-payment penalties
- Pre-approval available
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Visa Credit Cards
It's nice to have options. We offer four different credit cards, each with purchasing power and competitive rates to keep your payments low.
- Worldwide acceptance
- Rewards options available
- Community cards give back to local non-profits
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