This checking account earns interest, regardless of your minimum balance! In fact, Simply Rewards Checking – Cash rates are so high, they make the Space Needle seem low in comparison!

  • Checking that pays high interest
    • 2.01% APY* on balances up to $10,000
    • 2.01% to 0.50% APY on balances over $10,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Simply Rewards – Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements**
  • Free mobile banking***
  • Free EZ Deposit***
  • Free MasterCard® debit card
  • Unlimited check writing
  • $100 minimum deposit to open

It’s simple to qualify.

We called it Simply Rewards for a reason! To earn your rewards, just do the following activities and transactions in your Simply Rewards Checking – Cash account each Monthly Qualification Cycle.

  • Have at least 1 ACH payment transaction post and settle
  • Have at least 15 debit card purchases post and settle
  • Maintain a valid email address on record with Sound Community Bank
  • Be enrolled in and agree to receive eStatements

That's all! And if you miss a qualification cycle, don't worry. There is still no cost to the checking account and there isn't a penalty for not qualifying in a given cycle. You can get right back to earning interest and enjoying ATM withdrawal fee refunds the next cycle you qualify.

Get rewarded for the way you bank.

Do you currently have an account with Sound Community Bank?

*APY=Annual Percentage Yield. APYs accurate as of 5/22/2017. Rates may change after account is opened. Minimum to open is $100 for Simply Rewards Checking – Cash and $5 for Simply Rewards – Saver. For Simply Rewards Checking – Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 maximum per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 2.01% - 0.64% APY depending on the balance. If qualifications are not met on Simply Rewards Checking – Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Simply Rewards Checking – Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Simply Rewards Checking – Cash APY is based on compounding interest. Interest earned in Simply Rewards Checking – Cash is automatically transferred to Simply Rewards – Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Simply Rewards Checking – Cash APY. The Simply Rewards – Saver APYs may be less than Simply Rewards Checking – Cash APYs. Monthly direct deposit required to have this account. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

***Standard carrier messaging or data rates may apply.