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Invest in your business's future without locking away your capital. These flexible business accounts earn tiered interest, while allowing for some withdrawals. We offer both a standard, and a premium account to start at the level that works best for your company. Start saving — and earning — today.

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Benefits of Momentum Money Market Account

  • Open to new and existing clients
  • Earn interest up to 4.85% APY1 until September 1, 2024
  • Enjoy the flexibility to access funds while you earn interest
  • Make deposits at any time, in any amount, or set up direct deposit
  • Take advantage of free services:
    • Free online banking
    • Free mobile banking2
    • Free eStatements available3
    • Free 24/7 telephone banking 

Account Details

  • Minimum $100 deposit to open
  • Minimum $25,000 to earn APY1
  • Minimum $5,000 to avoid monthly fee1
  • View our rates 

Rates for this account

Rates effective as of July 22, 2024

Balance Interest Rate APY*
$0 - $24,999  0.00%  0.00%
$25,000 - $49,999 2.00% 2.02%
$50,000 - $99,999 2.50% 2.53%
$100,000 - $249,999 4.50% 4.59%
$250,000 and above 4.75% 4.85%
  • Easily open in-branch
  • Open to new and existing clients
  • Earn interest with high-yield rates
  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Avoid the $25 monthly fee by maintaining a balance of $25,0001
  • Direct check-writing ability
  •  Make deposits at any time, in any amount, or set up direct deposit
  • Take advantage of free services:
    • Free online banking
    • Free mobile banking*
    • Free eStatements available
    • Free 24/7 telephone banking
  • $25,000 minimum deposit to open
  • View our rates

Apex Business Money Market Rates

Rates effective as of July 22, 2024

Balance Interest Rate APY**
$0 - $24,999  0.25%  0.25%
$25,000 - $49,999 2.00% 2.02%
$50,000 - $99,999 2.50% 2.53%
$100,000 - $249,999 3.95% 4.02%
$250,000 - $499,999 4.15% 4.23%
$500,000 - $999,999 4.35% 4.44%
$1,000,000 and above 4.55% 4.65%

There's no need to lock away your capital.

*Standard carrier messaging or data rates may apply.

Momentum Money Market:

  1. 1. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Published rates are guaranteed until September 1, 2024. Rate may change after this date. Fees may reduce earnings.
  2. Standard carrier messaging or data rates may apply.
  3. $5 monthly charge for paper statements.

Apex Money Market:

  1. Minimum Balance to open the account: You must deposit $25,000.00 to open an account.
  2. A minimum balance fee of $25 applies every statement cycle if the balance in the account falls below $25,000 any day of the cycle. Rate may change after account is opened. Fees may reduce earnings.
  3. Standard carrier messaging or data rates may apply.

**Additional Information: APY = Annual Percentage Yield. Variable Rate Accounts: Rate may change after account is open. Fees may reduce earnings. Account requires electronic statement delivery (eStatements). 

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