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Invest in your business's future without locking away your capital. These flexible business accounts earn tiered interest, while allowing for some withdrawals. We offer both a standard, and a premium account to start at the level that works best for your company. Start saving — and earning — today.

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Benefits of Momentum Money Market Account

  • Easily open in-branch
  • Open to new and existing clients
  • Earn interest up to 4.85% APY1 until September 1, 2024
  • Enjoy the flexibility to access funds while you earn interest
  • Make deposits at any time, in any amount, or set up direct deposit
  • Take advantage of free services:
    • Free online banking
    • Free mobile banking2
    • Free eStatements available3
    • Free 24/7 telephone banking 

Account Details

  • Minimum $100 deposit to open
  • Minimum $25,000 to earn APY1
  • Minimum $5,000 to avoid monthly fee1
  • View our rates 

Rates for this account

Rates effective as of April 22, 2024

Balance Interest Rate APY*
$0 - $24,999  0.00%  0.00%
$25,000 - $49,999 2.00% 2.02%
$50,000 - $99,999 2.50% 2.53%
$100,000 - $249,999 4.50% 4.59%
$250,000 and above 4.75% 4.85%
  • Easily open in-branch
  • Open to new and existing clients
  • Earn interest with high-yield rates
  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Avoid the $25 monthly fee by maintaining a balance of $25,0001
  • Direct check-writing ability
  •  Make deposits at any time, in any amount, or set up direct deposit
  • Take advantage of free services:
    • Free online banking
    • Free mobile banking*
    • Free eStatements available
    • Free 24/7 telephone banking
  • $25,000 minimum deposit to open
  • View our rates

Apex Business Money Market Rates

Rates effective as of April 22, 2024

Balance Interest Rate APY**
$0 - $24,999  0.25%  0.25%
$25,000 - $49,999 2.00% 2.02%
$50,000 - $99,999 2.50% 2.53%
$100,000 - $249,999 3.95% 4.02%
$250,000 - $499,999 4.15% 4.23%
$500,000 - $999,999 4.35% 4.44%
$1,000,000 and above 4.55% 4.65%

There's no need to lock away your capital.

*Standard carrier messaging or data rates may apply.

Momentum Money Market:

  1. Minimum Balance to Open the Account: You must deposit $100.00 to open an account.
  2. A minimum balance fee of $10 applies every statement cycle if the balance in the account falls below $1,000 any day of the cycle.
  3. Rate is guaranteed until 09.01.2024. Fees may reduce earnings. 

Apex Money Market:

  1. Minimum Balance to open the account: You must deposit $25,000.00 to open an account.
  2. A minimum balance fee of $25 applies every statement cycle if the balance in the account falls below $25,000 any day of the cycle. Rate may change after account is opened. Fees may reduce earnings.
  3. Standard carrier messaging or data rates may apply.

**Additional Information: APY = Annual Percentage Yield. Variable Rate Accounts: Rate may change after account is open. Fees may reduce earnings. Account requires electronic statement delivery (eStatements). 

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