There is a lot to consider when starting a business. Our top products for small businesses can be bundled to meet you where you are. Best part - they scale as your business grows!
Small Business Starter Guide
Business Advantage Checking
- Simple to Use: works like a personal account
- Grows with Your Business: Products designed to fit your needs now and later
- No Nickel-and-Diming: No earnings credits to keep track of as there are no minimum balance or transaction fees to offset!
Account Benefits
Business Savings
Cash Management Services
Meant to help your business grow and give you control. $20 monthly fee waived if monthly average balance of $25,000 is maintained.
Cash Management tools save time
Business Loans
- Quicker approval turnaround
- Easier application
- Smaller capital needs: $10k - $150k
- Cash available in 3-5 business days
- Loan options
- Term loan
- Line of credit
Protect Large Cash Balances With Confidence
Keeping large cash balances in a single account can leave a portion of your money above standard FDIC insurance limits. Our deposit solution helps you access expanded FDIC insurance coverage while maintaining the convenience of working with Sound Community Bank.
Whether you're managing business operating funds, property sale proceeds, insurance settlements, or other significant deposits, you can enjoy added protection, liquidity, and peace of mind.
Benefits
Expanded FDIC Insurance Coverage
Access FDIC insurance coverage on eligible deposits beyond standard insurance limits.
Access FDIC insurance coverage on eligible deposits beyond standard insurance limits.
One Banking Relationship
Work directly with Sound Community Bank. Enjoy the convenience of a single relationship, a single statement, and local service from people who know you.
Work directly with Sound Community Bank. Enjoy the convenience of a single relationship, a single statement, and local service from people who know you.
Easy Access to Your Funds
Maintain access to your deposited funds while enjoying the security of FDIC insurance eligibility.
Maintain access to your deposited funds while enjoying the security of FDIC insurance eligibility.
Earn Interest on Deposits
Put excess cash balances to work while maintaining safety and liquidity.
Put excess cash balances to work while maintaining safety and liquidity.
Who May Benefit?
This solution may be ideal for:
- Businesses with large operating cash balances
- Municipalities and public funds
- Nonprofit organizations
- Home sale proceeds
- Trust and estate accounts
- Individuals with substantial cash deposits
A Simple Way to Protect More of Your Money
Managing large cash balances doesn't need to be complicated. Our team can help determine whether expanded FDIC insurance coverage is right for your financial goals and provide guidance every step of the way.
Contact Sound Community Bank today to learn more.
- Standard carrier messaging or data rates may apply.
- Minimum Balance to Open the Business Savings Account: You must deposit $100.00 to open a Business Savings account. A minimum balance fee of $3 applies every statement cycle if the balance in the account falls below $100 any day of the cycle. You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. Variable Rate Accounts: Rate may change after account is open. Fees may reduce earnings.