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Maximize your earnings potential with our locked-rate money market account. Make your money work for you by earning a guaranteed rate up to 4.85% APY* until September 1, 2024!

Benefits of Momentum Money Market Account

  • Easily open in-branch
  • Open to new and existing clients
  • Earn interest up to 4.85% APY1 until September 1, 2024
  • Enjoy the flexibility to access funds while you earn interest
  • Make deposits at any time, in any amount, or set up direct deposit
  • Take advantage of free services:
    • Free online banking
    • Free mobile banking2
    • Free eStatements available3
    • Free 24/7 telephone banking 

Account Details

  • Minimum $100 deposit to open
  • Minimum $25,000 to earn APY1
  • Minimum $5,000 to avoid monthly fee1
  • View our rates 

Rates for this account

Rates effective as of May 20, 2024

Balance Interest Rate APY*
$0 - $24,999  0.00%  0.00%
$25,000 - $49,999 2.00% 2.02%
$50,000 - $99,999 2.50% 2.53%
$100,000 - $249,999 4.50% 4.59%
$250,000 and above 4.75% 4.85%

 

  1. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Published rates are guaranteed until September 1, 2024. Rate may change after this date. Fees may reduce earnings.
  2. Standard carrier messaging or data rates may apply.
  3. $5 monthly charge for paper statements.

*Additional Information: APY = Annual Percentage Yield. Minimum Balance to open the account: You must deposit $100.00 to open an account. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Variable Rate Accounts: Published rates are guaranteed until September 1, 2024. Rate may change after this date.  Fees may reduce earnings. 

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