A simple way to help them start saving early.
Youth Savings is a simple, encouraging way to introduce smart money habits from the start — perfect for kids and teens learning how to save and grow their money. With just $5 to open and no monthly maintenance fee1, it’s an easy, accessible account that makes saving feel rewarding right away.
A strong start for lifelong habits: Earn competitive interest on every dollar, helping young savers see their money grow while learning the value of consistency.
Flexible and easy to use: Make deposits anytime, in any amount, or set up automatic transfers to build savings steadily without extra effort.
Built to encourage saving: No minimum balance requirements and no transaction limits give young savers the freedom to learn at their own pace.
A fun way to get started: Open an account with just $5 and receive a free piggy bank to kick off the savings journey2.
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Simple tools and access make it easy to stay on track and build confidence over time.
Direct deposits and automatic transfers help savings grow steadily.
Access your account anytime with free
mobile banking3, online banking,
eStatements, and 24/7 telephone banking.
Savings that will grow with them.
- Inactivity Fee: For balances less than $200 there is a $5 per month fee if an account goes more than 12 months without activity.
- A Youth Savings account requires a minimum opening deposit of $5.00. Fees may reduce earnings.
- Standard carrier messaging or data rates may apply.
For more information on fees see our Consumer Fee Schedule