Fraud Protection

Positive Pay

• An automated check fraud detection tool preventing fraudulent or unauthorized checks from
  clearing your account(s)
• Provides an additional layer of verification and ability to manage risk of loss

ACH Positive Pay

• Monitor and control ACH activities to prevent fraudulent or unauthorized electronic (debit)
  transactions from clearing your account(s)

ACH Debit Block

• Prohibits or blocks all ACH debits from clearing your account(s)

Effectively Manage Fraud Protection:

• Train and educate your employees to identify and report fraud
• Implement separation of duties
• Set-up alerts and dual controls via Online Banking
• Reduce fraud by validating checks or electronic transactions presented to your account