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Sound Community Bank

Website Terms of Use

  1. Overview

These terms of use (“Terms of Use”) are entered into between you (“you” and “your”) and Sound Community Bank (“Sound Community Bank” or “we”).  The Terms of Use govern your access to and use of the Sound Community Bank website at https://www.soundcb.com/, including any content, functionality, and services offered on or through it (the “Site”).

By using the Site, you agree to be bound and abide by these Terms of Use.  Sound Community Bank may terminate your ability to use the Site without notice if you do not comply with the Terms of Use.  If you do not agree to these Terms of Use, you must not access or use the Site.

Sound Community Bank reserves the right to make changes to the Site and to the Terms of Use at any time.  All changes are effective immediately when posted.  Your continued use of the Site following the posting of the revised Terms of Use means that you accept and agree to the changes.

All information Sound Community Bank collects on this Site is subject to our Privacy Policy posted at the Site here.  By using the Site, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.  The Privacy Policy is incorporated into and governed by these Terms of Use.  To the extent there is a conflict, the Terms of Use supersede the Privacy Policy. 

All Site Content (as defined below) is current as of the date it is posted on the Site to the best of Sound Community Bank’s knowledge.

  1. Intellectual Property

The Site and its entire contents, data, features, and functionality (including but not limited to text, graphics, video, logos, button icons, databases, and images) (“Site Content”) are the property of Sound Community Bank or its licensors and are protected by copyright, trademark and other intellectual property laws, except as indicated below.

The Sound Community Bank name and related logos are trademarks and service marks (“Marks”) of Sound Community Bank.  Sound Community Bank's Marks may not be used without advance written permission of Sound Community Bank, including in connection with any product or service that is not Sound Community Banks, in any manner that is likely to cause confusion, or in any manner that disparages, discredits, or misrepresents Sound Community Bank.  Other products or company names mentioned on the Site may be trademarks or service marks of their respective owners.

If you believe that any content on the Site violates your intellectual property rights, please notify Sound Community Bank as described in Section 16.

  1. Limited License And Prohibited Uses

Sound Community Bank grants you a personal, royalty-free, non-assignable, and non-exclusive license to access and use the Site Content in the United States only as an informative resource while using the Site.  Any other use, including the reproduction, modification, distribution, transmission, republication, framing, display or performance of Site Content without prior permission of Sound Community Bank is strictly prohibited.  You may not download, print, copy, distribute, or otherwise use Site Content for commercial purposes, including publication, sale, or personal gain.  You may not remove any Mark or other proprietary notices, including, without limitation, attribution information, credits, and copyright notices that have been placed on or near the Site Content.

You may use the Site only for lawful purposes and in accordance with these Terms of Use.  You agree that you will not:

  • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.
  • Use the Site for the purpose of exploiting, harming, or attempting to exploit or harm anyone in any way.
  • Send, knowingly receive, upload, download, use, or re-use any material which does not comply with the Terms of Use.
  • Transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
  • Impersonate or attempt to impersonate Sound Community Bank, a Sound Community Bank employee, another user, or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).
  • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by Sound Community Bank, may harm Sound Community Bank or users of the Site or expose them to liability.
  • Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site, including their ability to engage in real-time activities through the Site.
  • Use any robot, spider, or other automatic devices, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
  • Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without Sound Community Bank’s prior written consent.
  • Use any device, software, or routine that interferes with the proper working of the Site.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
  • Attack the Site via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise, attempt to interfere with the proper working of the Site.

This Site is not intended for children under 13 years of age.  Sound Community Bank does not knowingly collect information from children under 13.  If you are under 13, do not use this Site or provide any information about yourself to Sound Community Bank, including your name, address, telephone number, or email address.

  1. Account Registration

To access portions of the Site, you may be asked to provide registration details or other information.  It is a condition of your use of the Site that all information you provide is complete, current, and accurate.  All information you provide to register with the Site or otherwise is governed by our Privacy Policy, and you consent to all actions Sound Community Bank takes with respect to your information consistent with our Privacy Policy.

  1. Use and Protection of Login Credentials

You are responsible for maintaining the confidentiality of your username and password (“Login Credentials”), if applicable.  You are responsible for all uses of your account and Login Credentials, whether or not authorized by you.  You agree to notify Sound Community Bank immediately of any unauthorized access to or use of your account or Login Credentials or any other breach of security.  Sound Community Bank reserves the right to disable your Login Credentials at any time in its sole discretion for any or no reason, including if, in Sound Community Bank’s opinion, you have violated any provision of these Terms of Use.

  1. Third-Party Content

This Site may include content provided by third parties.  All statements and opinions expressed by third parties are solely the opinions and the responsibility of the person or entity providing those materials.  Those materials do not necessarily reflect the opinion of Sound Community Bank.  Sound Community Bank is not responsible for the content or accuracy of any materials provided by any third parties.

  1. Links To Other Web Sites

Sound Community Bank may provide links to external web sites for the convenience of Site users.  The inclusion of an external link on this Site does not constitute or imply support or endorsement of any kind.  Sound Community Bank does not control those websites, is not responsible for their content or function, and is not responsible for any loss or damage that may arise from your use of them.  If you decide to access the third party sites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such sites.

  1. Disclaimer And Limitation Of Liability

WHILE SOUND COMMUNITY BANK ATTEMPTS TO PRESENT ACCURATE INFORMATION ON THE SITE, THIS SITE IS PROVIDED ON AN “AS-IS” BASIS.  SOUND COMMUNITY BANK MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OR CONTENT OF THIS SITE OR ANY OTHER SITE TO WHICH IT IS LINKED.  TO THE EXTENT PERMITTED BY LAW, SOUND COMMUNITY BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTIES OF NON-INFRINGEMENT OF ANY PATENT OR OTHER INTELLECTUAL PROPERTY RIGHTS OF A THIRD PARTY.

SOUND COMMUNITY BANK, ITS DIRECTORS, AND ITS EMPLOYEES WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR ANY SITE FOR WHICH IT PROVIDES LINKS, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, PUNITIVE AND CONSEQUENTIAL DAMAGES.  YOUR SOLE REMEDY UNDER THESE TERMS OF USE IS TO STOP USING THE SITE.  SOUND COMMUNITY BANK WILL NOT BE LIABLE FOR ANY REASON IF ALL OR ANY PART OF THE SITE IS UNAVAILABLE AT ANY TIME OR FOR ANY PERIOD.

SOUND COMMUNITY BANK’S MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR ITS CONTENT, REGARDLESS OF THE CAUSE OF ACTION, WILL NOT EXCEED $100.

  1. Indemnification

You agree to defend, indemnify and hold harmless Sound Community Bank, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any liabilities, damages, judgments, awards, losses, costs, third party claims, expenses and fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including, but not limited to, your content, any use of the Site Content, and services and products other than as expressly authorized in these Terms of Use.

  1. Limitation On Time To File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE SITE MUST BE COMMENCED WITHIN THREE (3) MONTHS AFTER THE EVENT GIVING RISE TO THE ACTION OR CLAIM OCCURRED, REGARDLESS OF WHEN YOU KNEW OR SHOULD HAVE KNOWN ABOUT IT; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

  1. Injunctive Relief

You agree that a breach of these Terms of Use will cause irreparable injury to Sound Community Bank for which monetary damages would not be an adequate remedy and Sound Community Bank shall be entitled to seek equitable relief, in addition to any remedies it may have hereunder or at law, without having to post a bond or other security or prove damages.

  1. Waiver And Severability

No waiver by Sound Community Bank of a term or condition set forth in these Terms of Use shall be deemed a continuing waiver of such term or condition or a waiver of any other term or condition.  Any failure of Sound Community Bank to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

  1. Entire Agreement

The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Sound Community Bank with respect to the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Site.

  1. Term and Termination

These Terms of Use will remain in full force and effect while you use the Site.  Even after you are no longer a user of the Site, certain provisions of these Terms that by their nature are intended to survive will remain in effect, including sections 1, 2, 5, and 8-16.

 

You agree that Sound Community Bank, in its sole discretion, may suspend or terminate any account or your access to the Site (or any part thereof) for any reason, with or without notice, and without any liability to you or to any third party for any claims, damages, costs or losses resulting therefrom. 

 

  1. Applicable Law, Binding Arbitration, and Class Action Waiver

PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY BECAUSE THEY REQUIRE YOU TO AGREE TO RESOLVE ALL DISPUTES BETWEEN US THROUGH BINDING INDIVIDUAL ARBITRATION.

The laws of the State of Washington will govern these Terms of Use and any disputes under them, without giving effect to any principles of conflicts of laws.

Any controversy or claim arising out of or relating to this agreement, or breach thereof, shall be settled by arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules, then in effect.  This arbitration provision is governed by the Federal Arbitration Act.  The arbitration proceedings shall be held in King County, Washington.

All claims and disputes within the scope of this arbitration agreement must be arbitrated or litigated on an individual basis and not on a class basis. Claims of more than one customer or user cannot be arbitrated or litigated jointly or consolidated with those of any other customer or user.

  1. Communications and Contact Information

Sound Community Bank may contact you regarding these Terms of Use or the Privacy Policy using any Information you provide, or by any other means if you do not provide contact information.  If you no longer wish to receive communications from Sound Community Bank, you can click on the “unsubscribe link” provided in such communications or contact us at [email protected].

For all other feedback, comments, requests for technical support, and other communications relating to the Site, these Terms of Use, and the Privacy Policy, please contact us at [email protected] or by mail at:

Sound Community Bank

ATTN: Branch Support

2400 3rd Avenue, Suite 150

Seattle, WA 98121

 

EFFECTIVE DATE: October 22, 2020

 

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