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Access the equity in your home whenever you need it with our HELOC Plus! A home equity line of credit can help achieve your financial goals and provide much-needed relief when you need it most. Plus, no appraisal necessary under $250,000!

Benefits of HELOC Plus

  • No appraisal necessary, (under $250,000)
  • Use your home’s equity to finance a home improvement project, consolidate debt, or use towards college tuition
  • It’s an easy, accessible line of credit
  • If you don’t need it, don’t use it
  • Pay interest only on what you use
  • Lower interest rate than most credit cards
  • Options to fix rates & payments based on your needs 

Features of HELOC Plus

  • 25-year loan product with a 10-year draw period and 15-year principal and interest repayment period.
  • Ability to lock in a portion or the full HELOC balance with up to 3 fixed rate installments at a time*
  • Borrow up to 80% of your home’s value
  • Variable rate loan
  • Low origination costs

Easy Application Process 

  • Simple online application portal is accessible 24 hours a day 
  • Receive knowledgeable, local, and friendly service from our experienced lending team

Local Service 

  • Local loan advisors with knowledge of the real estate market 
  • In-house processing and underwriting
  • Your loan stays with us
  • For every closed mortgage loan, we donate $50 to one of our local non-profit partners of your choosing

Additional Loan Information

Offer of credit is subject to credit approval; annual fee of $50 charged on anniversary date. Investment properties up to 75% LTV. $250 fee per installment.

NMLS# 414462

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