You work hard for your money – your checking account should too! With Interest Plus Checking, we provide just that – earn higher interest as your balance grows. Maintain the monthly balance and we’ll wave the monthly fee. Plus, receive free checks!
Interest Plus Checking
Details
Benefits of Interest Plus Checking
- High yield checking account
- Earn interest upon opening, no minimum balance required1
- Tiered rates pay higher for higher balances
- Online and Mobile Banking accessible 24 hours a day
- Security and balance alerts available to give you peace of mind
- Card Suite - Debit Card Controls at your fingertips
- Set spend limits, turn card on/off anytime
- Fast and safe one-tap checkout with Mobile Wallet
- Free online checking account tools accessible 24 hours a day
Account Details
- $10.00 monthly fee waived with $1,000 balance1
- Free contactless MasterCard® debit card
- Includes free ATM access via the Allpoint network
- Free 24/7 telephone banking
- Direct deposit available
- Overdraft protection available3
- Unlimited check writing and debit card use
- $5 per month for paper statements
- $100 minimum deposit to open
- Your Credit Insights
- Send and receive money fast with Zelle®
- View our rates.
Interest Plus Checking Rates
Rates effective as of October 21, 2024
| Balance | Interest Rate | APY4 | ||
|---|---|---|---|---|
| $0 - $4,999 | 0.10% | 0.10% | ||
| $5,000 - $19,999 | 0.35% | 0.35% | ||
| $20,000 - $49,999 | 1.65% | 1.66% | ||
| $50,000 and above | 1.90% | 1.92% | ||
See How Interest Plus Checking Compares to our Other Accounts
You must deposit $100.00 to open a checking account. Variable rate account: Rate may change after account is opened. Fees may reduce earnings.
1. You must maintain a minimum balance of $1,000.00 in the account each day to avoid $10.00 monthly fee.
2. Standard carrier messaging or data rates may apply.
3. All accounts subject to credit and eligibility approval.
4. APY = Annual Percentage Yield
Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license
For more information on fees see our Consumer Fee Schedule