Checking that helps your money grow.
With Interest Plus Checking, your money works harder by earning interest on everyday balances. Keep at least $1,000 to avoid the $10 monthly fee1, maintain full access to modern checking features, and enjoy a simple, transparent way to grow your funds.
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- Earn more on your money: Grow everyday balances with interest, while keeping full access to modern checking features.
- Banking made easy: Real-time alerts, Zelle®2, debit card controls, mobile check deposit3, and digital wallet options like Apple Pay.
- Tools that support your goals: Financial Wellness Tools and Credit Insights to support smarter financial decisions.
- Everyday convenience built in: Debit card access, unlimited check writing, and 55,000+ Allpoint® ATMs for easy cash access.
Details
- Security and balance alerts give you peace of mind and mobile card controls let you set spend limits and turn your card on or off anytime.
- Direct deposit and secure transfers make managing your money feel effortless.
Interest Plus Checking Rates
Rates effective as of March 16, 2026
| Balance |
Interest Rate |
APY4 |
| $0 - $4,999 |
0.10% |
0.10% |
| $5,000 - $19,999 |
0.10% |
0.10% |
| $20,000 - $49,999 |
0.75% |
0.75% |
| $50,000 and above |
1.10% |
1.11% |
You must deposit $100.00 to open a checking account. Variable rate account: Rate may change after account is opened. Fees may reduce earnings. All accounts subject to credit and eligibility approval.
- You must maintain a minimum balance of $1,000.00 in the account each day to avoid $10.00 monthly fee.
- To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
- Standard carrier messaging or data rates may apply.
- APY = Annual Percentage Yield
For more information on fees see our Consumer Fee Schedule
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