You work hard for your money – your checking account should too! With Interest Plus Checking, we provide just that – earn higher interest as your balance grows. Maintain the monthly balance and we’ll wave the monthly fee. Plus, receive free checks!
Interest Plus Checking
Details
Interest Plus Checking Rates
Rates effective as of May 12, 2025
| Balance | Interest Rate | APY5 | ||
|---|---|---|---|---|
| $0 - $4,999 | 0.10% | 0.10% | ||
| $5,000 - $19,999 | 0.25% | 0.25% | ||
| $20,000 - $49,999 | 1.15% | 1.16% | ||
| $50,000 and above | 1.40% | 1.41% | ||
See How Interest Plus Checking Compares to our Other Accounts
You must deposit $100.00 to open a checking account. Variable rate account: Rate may change after account is opened. Fees may reduce earnings.
1. You must maintain a minimum balance of $1,000.00 in the account each day to avoid $10.00 monthly fee.
2. Standard carrier messaging or data rates may apply.
3. All accounts subject to credit and eligibility approval.
4. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5. APY = Annual Percentage Yield
For more information on fees see our Consumer Fee Schedule