Certificates of Deposit (CDs)

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Lock in your guaranteed return today!

 

Certificates of Deposit (CDs) offer a simple, dependable way to grow your savings with guaranteed earnings. With a range of term options, you can choose the timeline that fits your financial goals, and your rate stays locked for the entire term—giving you predictable returns and protection from market fluctuations. Whether you prefer a short-term option or a longer commitment, CDs allow you to match your savings strategy to your needs so your money works for you every step of the way. 

  • Perfect for savers who want guaranteed growth, pick the term that’s right for you. A CD offers a secure way to earn a locked-in return. 

  • Enjoy predictable, guaranteed earnings with a fixed interest rate for the full term—shield your savings from market fluctuations. 

  • Start saving with just $1,0001, with interest compounded monthly and no setup or maintenance fees (early withdrawal penalties apply; fees may reduce earnings). 

  • Access your account anytime through modern banking tools, including free online banking, free 24/7 telephone banking, and free mobile banking2. 

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Calculate potential earnings with our Certificate of Deposit Calculator

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1. You must deposit $1,000.00 ($500.00 for minors or Individual Retirement Account Certificate of Deposits). Additional $25 minimum deposits are also accepted to IRA certificates to a maximum of the current IRS annual contribution limit. Early withdrawals are subject to a penalty. Fees may reduce earnings.
2. Standard carrier messaging or data rates may apply.

*Not all terms are available through our online account opening portal.
For more information on fees see our Consumer Fee Schedule

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