All accounts subject to credit and eligibility approval.

*APY=Annual Percentage Yield. APYs accurate as of 5/22/2017. Rates may change after account is opened. Minimum to open is $100 for Simply Rewards Checking – Cash. For Simply Rewards Checking – Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 maximum per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 2.01% - 0.64% APY depending on the balance. If qualifications are not met on Simply Rewards Checking – Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Simply Rewards Checking – Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Actual interest amount paid may be less than advertised Simply Rewards Checking – Cash APY. Monthly direct deposit required to have this account. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.